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I/we declare that all information provided in this application is truthful, accurate, and complete. I/we understand that providing false or misleading information to obtain finance is a criminal offence.

I/we confirm that this loan application is made wholly or predominantly for business or investment purposes and not for personal, domestic, or household purposes. I/we understand that consumer credit protections under the National Consumer Credit Protection Act 2009 (Cth) do not apply to this application.

I/we acknowledge that Mortgage Custodian's lending decisions are based primarily on the nature and value of the security property offered. Mortgage Custodian does not access or obtain credit reports from external credit reporting bodies as part of its assessment process.

I/we confirm that I/we have read and agree to Mortgage Custodian's Privacy Policy and consent to the collection, use, and disclosure of my/our personal information in accordance with that policy and the Privacy Act 1988 (Cth).

I/we acknowledge that any asset nominated in this application may be considered as security for the proposed loan unless expressly agreed otherwise in writing. If I/we wish to clarify the terms of any approval, I/we will contact Mortgage Custodian before accepting any loan proposal.

I/we agree to notify Mortgage Custodian promptly if my/our circumstances change materially after submission of this application, including any change that may affect the proposed loan purpose, security property, or the identity of any party to the transaction.

I/we consent to Mortgage Custodian contacting any party named in this application to verify the information provided.

I/we acknowledge that Mortgage Custodian reserves the right to decline or withdraw from any application at any time prior to settlement, including where it forms the view that the application is not suitable for its lending criteria. we reserve the right to impose any conditions we deem necessary in order to properly secure our interests.

Note: Documents submitted with this application cannot be returned. Mortgage Custodian is required to retain records for compliance purposes.

Where this application has been completed or submitted by a broker or authorised representative on behalf of an applicant:

1. The broker confirms that they have been duly authorised by their client(s) to complete and submit this application on their behalf.

2. The broker confirms that all information provided in this application has been reviewed with the client and, to the best of the broker's knowledge, is truthful, accurate, and complete.

3. The broker acknowledges that Mortgage Custodian does not conduct credit checks on applicants. The broker must not represent to any client that a credit check has been or will be conducted as part of this application process.

4. The broker confirms that they hold all required licences, authorisations, and accreditations necessary to introduce commercial loan applications in the relevant jurisdiction.

5. The broker acknowledges that Mortgage Custodian accepts no liability for any advice or representations made by the broker to the applicant.

6. The broker warrants that the lending will only be used for a predominantly business or commercial purpose.

By submitting this application, I/we authorise Mortgage Custodian Pty Ltd to:

1. Collect, use, and retain my/our personal and financial information for the purpose of assessing this application, managing any resulting loan, and complying with applicable legal obligations.

2. Disclose my/our information to third parties where necessary for the assessment or administration of this application, including solicitors, valuers, quantity surveyors, and other professional advisers engaged in connection with the proposed transaction.

3. Disclose my/our information to any regulatory or law enforcement authority where required by law, including in connection with Mortgage Custodian's obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth).

4. Retain my/our information for such period as is required by law or as is reasonably necessary for the purposes for which it was collected.

Mortgage Custodian's Privacy Policy is available at Mortgage Custodian. If you have questions about how your information is handled, Contact [0403 307 779].

1. I/we acknowledge that Mortgage Custodian is subject to obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) and may be required to verify my/our identity and the source of funds proposed to be used in connection with any loan.

2. I/we agree to provide such identification documents and information as Mortgage Custodian may reasonably require to satisfy its verification obligations, including but not limited to identity documents, entity formation documents, and evidence of the source of funds.

3. I/we acknowledge that Mortgage Custodian may be required by law to report certain transactions or suspicious matters to AUSTRAC or other relevant authorities, and that it may be unable to notify me/us when such a report has been made.

4. I/we confirm that the proposed loan funds will not be used for any unlawful purpose and that I/we are not aware of any circumstance that would make the proposed transaction suspicious within the meaning of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth).

Where any party is executing this form as a guarantor:

1. I/we acknowledge that by signing this document as guarantor, I/we accept personal liability for the obligations of the borrower under any loan agreement entered into with Mortgage Custodian.

2. I/we confirm that I/we have had the opportunity to seek independent legal and financial advice before agreeing to act as guarantor and have either obtained such advice or freely chosen to proceed without it.

3. I/we acknowledge that Mortgage Custodian may seek to enforce the guarantee without first taking action against the borrower or realising any security.

1. Where this declaration is executed electronically, I/we confirm that my/our electronic signature has the same legal effect as a handwritten signature and that I/we intend to be bound by this document.

2. I/we consent to receiving documents and communications from Mortgage Custodian by electronic means, including by email.