Australian Owned and Backed
At a glance
- 100% Australian capital, held and lent directly by us
- Privately funded, without reliance on wholesale or offshore funding lines
- Secured lending only, against commercial or residential property
- Based in Melbourne, with decisions made locally
Why it matters if you're funding a business
- Your application is assessed by someone who can actually explain the decision, rather than a generic system response
- There's no offshore credit policy dictating which sectors or security types are acceptable this month
- Funding isn't dependent on wholesale markets that can tighten with little or no notice
- You deal with the same people from application through to settlement, rather than being passed between departments
Why it matters to you
No offshore exposure
Our funding isn't tied to overseas markets or exchange rate movements, which means fewer surprises for borrowers partway through a loan.
Decisions made by the people who fund the loan
There's no gap between the lender and the decision maker, so the answer you get is the answer that sticks.
A conservative approach
We only lend on a secured basis, which is part of why we can move quickly and with confidence rather than adding extra layers of review.
Frequently asked questions
It means the capital we lend, and the people deciding on your loan, are both local. There's no offshore parent or wholesale funder setting the terms.
Private Australian capital. [Confirm: any detail you're comfortable disclosing about the funding structure or investor base.]
No, we lend on a secured basis only, against commercial or residential property.
180 Queen Street, Melbourne, Victoria.
