Same Day Approvals
At a glance
- Rapid assessment, usually completed within hours of receiving your information
- Minimal paperwork, limited to what's genuinely needed to assess the loan
- Direct access to decision makers, with no approval chain to work through
- Indicative approval same day, ahead of formal documentation and settlement
Common business uses
- Meeting a supplier or contract deadline that a standard bank timeline would miss entirely
- Securing a property or business acquisition before a competing buyer has the chance to move
- Covering payroll or a short term cash flow gap while a larger payment is still in transit
- Acting on a limited time opportunity, such as discounted stock, equipment or a one off contract
- Avoiding a penalty on a settlement or contract that's close to lapsing
Why borrowers choose us
Move on opportunities
Auction purchases, settlement deadlines and time critical business needs don't wait for a bank's standard turnaround, so we don't ask you to.
Straight to the decision maker
There's no multi layer approval chain here, which means nothing about your application sits unread in someone else's inbox.
Paperwork kept minimal
We ask for what's genuinely needed to assess the loan properly, not a checklist designed to slow things down.
Frequently asked questions
Indicative approval can be given the same day, subject to the information provided.
[Confirm: minimum information set, for example security details, loan amount, exit strategy, ID.]
No, approval and settlement are separate. Approval is the decision to lend; funding still requires standard settlement steps such as valuation and legal documentation. [Confirm typical time to settlement.]
It applies to both our first and second mortgage products, subject to the security and information provided meeting our criteria.
